Zilch: Spend with benefits

Enjoying my Zilch App. Very friendly app

Flexible

Highly recommend helps a lot spread the cost and build more credit

The app is rubbish, got a new phone, been trying to solve issue on phone and chat and email won’t let me log in at all. Even complained still doesn’t work

I have used Zilch since the very beginning of the app, and i can’t complain. No idea why so many bad reviews in comments, i never had any interaction with customer service as i didn’t had to . Literally everything is explained to you in the app. Saved me a lot of times, thank you Zilch !

I can honestly say this is by far better than any card I have ever had highly recommend

Allows you to make last minute important purchases that you can pay over a short term with cheap fees. No long term with hefty interest looming over you.

Zilch came through when others didn’t, since then I’ve been able to build up my credit, thank you zilch

Best app ever I love using zilch

Great service and very convenient